The truth about personal loans.

Some loans are better than others, and before you commit to a dangerous predatory loan,
it’s important to understand the facts and risks of all the different types of loans you may consider.

  • Installment Loans
    Installment loans are typically the safest and most responsible way to borrow money.
  • Debt Consolidation Loans
    A debt consolidation loan may be able to improve your financial situation.
  • Bad Credit Loans
    Taking out a bad credit loan is a major decision. Make sure you’re selecting a financial partner who wants to help you succeed today and in the future.
  • No Credit Check Loans
    Here’s everything you need to know about these potentially useful borrowing options.
  • Payday Loans
    Payday loans are dangerous, unsecured, small-dollar loans designed to trap borrowers in debt.
  • Title Loans
    Roughly one out of every five title loan borrowers lose their cars.
  • Cash Advances
    Types of cash advances can vary, but they are often dangerous, low-value loans.

Smarter borrowing.

See what makes OppLoans a safe and responsible alternative to predatory lending!

Faster Funding

Faster Funding

Get your cash as soon as the next business day!
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Lower Interest

Lower Interest

Longer terms, higher loan amounts, and lower APRs than payday lenders.
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More Personal

More Personal

OppLoans' highly trained Loan Advocates deliver amazing human customer service!
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Quick Approval

Quick Approval

You could get approved in minutes!
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Build Credit

Build Credit

OppLoans reports to all three credit bureaus to help improve your credit score!
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Hassle Free

Hassle Free

An easy online application and 5-star customer service to deliver the money you need now!
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You deserve a better personal loan.

With lower rates and more personal service, OppLoans is your home for safer, more affordable borrowing.

OppLoansPayday Loans
99-199% APR!400% APRs.
Terms up to 36 months!2 week terms.
No prepayment fees!Costly penalties.
No hidden fees!Deceptive billing.
Improve your credit!Designed to keep you in debt.

OppLoans vs. predatory lenders.

From higher loan amounts to better service, OppLoans is the right choice.

OppLoans Payday Loans Title Loans
Loan amount $1,000 - $4,000 $350 $959
APR 99 - 199% 339%+ 291%
Term Up to 36 months 14 days 1 month
More affordable payments
Ability to build credit
No collateral needed
Risk losing your car

Become one of our 100,000+ happy customers!

OppLoans customers rate us 4.9/5 stars on Google and 4.8/5 stars on Facebook!